Home Sale Option Payments

A platform that acquires future home sale broker rights by paying homeowners upfront cash today. The business acts as a middleman between top real estate agents and homeowners, monetizing the future broker commission rights.

Key Points:

• Core Offering:

  • Pay homeowners $1,200 cash upfront
  • Get exclusive rights to broker their home sale whenever they decide to sell
  • Partner with top agents in each market to fulfill the actual brokerage

• Economics:

  • Average broker commission on home sale: ~$15,000 (3% of sale price)
  • Buy option today for $1,000-1,200
  • Can potentially bundle and resell options to brokerages

• Value Proposition:

  • Homeowners: Get cash today for something they'll need in the future
  • Agents: Don't have to constantly prospect/nurture relationships with homeowners
  • Business: Arbitrage between option price and future commission value

• Key Challenge:

  • Timing uncertainty - don't know when homeowners will actually sell
  • Recent changes in realtor commission structures could impact future value

The business essentially creates a new financial product by securitizing future real estate commissions, while solving the prospecting problem for top agents.