80/10/10 Investment Split

Kevin Rose shares his investment portfolio strategy, combining traditional index funds with crypto and venture investments.

Core Portfolio Structure (Non-Venture)

• 90% Traditional investments
  • Primarily low-cost Vanguard index funds
  • Multiple index funds covering various markets
  • Currently laddering into I-bonds (4%+ returns)
  • No individual bond funds
• 10% Crypto allocation
  • 50% NFTs
  • 50% Digital assets/cryptocurrencies
  • Views crypto as additional asset class for diversification

Venture Capital Investments (Separate Risk Bucket)

• Partner at True Ventures
  • Required to invest personal capital alongside fund
  • Latest fund was $750M
  • Partners contribute percentage of fund size
  • Considers this his "high risk bucket"

Investment Philosophy

• Keeps majority of portfolio "super vanilla" with index funds
• Separates venture investing as distinct risk category
• Doesn't bet heavily on crypto despite being involved in space
• Uses real estate strategically
  • Leverages low interest rates when available
  • Takes loans against property to invest in market when spread is favorable
  • Aims to capture delta between mortgage rates and market returns

Current Recommendations

• Highlights I-bonds as "no-brainer" investment
  • Currently offering 9%+ returns
  • Backed by US government
  • Can invest $10k personally + $10k for spouse
  • Limited time opportunity