Tiger 21 Asset Allocation

A breakdown of how ultra-high net worth individuals (typically $20M-$1B) in Tiger 21 allocate their assets and manage wealth.

Core Asset Allocation

• Real Estate: 28%

  • Primarily investment real estate, not primary residences
  • Usually direct ownership or limited partnerships
  • Favored for multi-generational wealth transfer
  • More tolerant asset for long-term holding

• Public Equity: 26%

  • Significantly lower than typical portfolio recommendations
  • Part of "risk-on" assets category

• Private Equity: 21-24%

  • Sometimes exceeds public equity allocation
  • Unique to Tiger 21 community
  • Recently growing in importance

• Fixed Income: 7%

  • Currently at historical lows
  • Previously reached 12-14%

• Cash: 12%

  • Consistently maintained between 11-13%
  • Peaked at 20% during March 2020 pandemic
  • Shows strategic cash reserve importance

Risk Profile

• Over 70% in "risk-on" assets

  • Combines real estate, public equity, and private equity
  • Shows long-term bullish outlook
  • Maintains this allocation even during recession fears

• Alternative Assets

  • Crypto and gold each around 1-2%
  • Relatively small allocation to alternative investments

Wealth Preservation Rules

• The 2% Rule

  • Live on 2% or less of total assets
  • Key to preserving wealth long-term
  • Higher spending rates stress capital preservation

• Debt Management

  • Many successful members avoid leverage
  • View debt as potentially corrosive
  • Prefer to reduce risk as wealth grows